COLUMN EDITOR
РИСК КОРРУПЦИИ
REGIONAL SAFETY
The article presents a conceptual approach to assessing indicators of economic security in the system of industries (economic activities) of the region’s economy, provides an assessment of the level of economic security from the standpoint of determining a complex parameter for certain types of economic activity of the Kirov region using selected indicators. Unification of types of economic activity and indicators is carried out. Given the rating assessment of economic activities.
ENVIRONMENTAL RISK
The risk of chronic and emergency contamination of soils by heavy metals through gas-dust emissions by the method protected by the patent of the Russian Federation No. 2617533 on an invention including contamination diagnostics by means of the dehydrogenase enzyme activity analysis is estimated. This method of diagnostics allows to reduce time, to increase the accuracy and quality of examination on territories with an unsuccessful geoecological situation.
Comparative analysis of ecological situation applying the state antipollution hygienic and ecological standards (critical loads) which are calculated on the basis of Convention on Long-Range Transboundary Air Pollution (LTRAP) with regards to lead’s soil loads on natural reserves of Crimean peninsula presented herein. Analysis of official data and our own research during long period of time at first sight shows similarity of compared standards, though some of detected disparities give the reason for the conclusion about significantly more informational content of critical loads, as ecosystemic standards, which take into account natural differences in biogeochemical organization of the territories and allow to assess the degree of ecological risk as well as give the opportunity to manage it.
RISK MANAGEMENT
The article substantiates the need to manage the security of business structures. The role of risk management as the basis for ensuring security for their successful operation in a competitive environment is defined. The Russian and foreign practice of risk management of entrepreneurship is considered. Attention is paid to the principles of enterprise risk management, given their characteristics. The approach to the formalization of the degree of risk is analyzed, its drawbacks are noted. The practice of identification, assessment and measurement of risks, their content is covered. A formula for measuring risk based on the probability of its occurrence and the severity of losses has been compiled. The features of foreign risk measurement techniques have been determined. Such risk assessment technologies are described as: expert assessments, statistical data and consideration of factors affecting the degree of risk. The degree of their reliability, merits and demerits is noted. Recommendations on the use of qualitative and quantitative indicators in risk assessment are given. The concept of enterprise security management is proposed.
RISK OF EMERGENCY SITUATIONS
CREDIT RISK
This article is devoted to the construction of a risk-oriented model of credit risk reduction in the course of the life cycle of the loan in the provision of a commercial Bank loan to a corporate client. The work demonstrates, firstly, the need to introduce innovative solutions that reduce the risk of non-repayment of the loan by the borrower, and secondly — the mechanism of using such elements of the model as a new system of limits and risk profiles, the Institute of underwriting, IRB-approach to determine the risk category of the application and the body authorized to make.
INFORMATION TECHNOLOGY RISK
ISSN 2658-7882 (Online)