Assessment of the Scale and Risks of the Personal Lending Market in the Volga Federal District
https://doi.org/10.32686/1812-5220-2023-20-5-86-96
Abstract
The article contains a brief analysis of the level of debt burden of the population of the Russian Federation, a review of the main methods of regulatory authorities to stabilize this indicator, as well as the place occupied by the Russian Federation in the world. The work also carried out a more in-depth analysis of statistical data from the Central Bank of Russia, characterizing the state and dynamics of this lending market for the period 2012–2022 on examples of subjects of the Volga Federal District. Based on the data obtained, conclusions were drawn about the nature of the development of the personal lending market in the Russian Federation.
Keywords
personal lending market,
debt burden of the population,
Volga Federal District,
credit debt,
volume of debts of citizens.
Supporting agencies: The article was prepared with the support of the grant of the President of the Russian Federation NSH-5187.2022.2 for state support of leading scientific schools of the Russian Federation within the framework of the research topic «Development and substantiation of the concept, a comprehensive model of resilience diagnostics of risks and threats to the security of regional ecosystems and technology of its application based on a digital twin».
About the Authors
E. V. Karanina
Vyatka State University
Russian Federation
Russian Federation
Elena V. Karanina
Moskovskaya str., 36, Kirov, 610000
I. A. Martyanov
Vyatka State University
Russian Federation
Russian Federation
Ivan A. Martyanov
Moskovskaya str., 36, Kirov, 610000
References
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Review
For citations:
Karanina E.V., Martyanov I.A. Assessment of the Scale and Risks of the Personal Lending Market in the Volga Federal District. Issues of Risk Analysis. 2023;20(5):86-96. (In Russ.) https://doi.org/10.32686/1812-5220-2023-20-5-86-96
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