The conflict of interests of economic entities and to minimize its consequences by reducing the risks of corporate lending
https://doi.org/10.32686/1812-5220-2019-16-86-93
Abstract
This article is devoted to the construction of a risk-oriented model of credit risk reduction in the course of the life cycle of the loan in the provision of a commercial Bank loan to a corporate client. The work demonstrates, firstly, the need to introduce innovative solutions that reduce the risk of non-repayment of the loan by the borrower, and secondly — the mechanism of using such elements of the model as a new system of limits and risk profiles, the Institute of underwriting, IRB-approach to determine the risk category of the application and the body authorized to make.
About the Author
A. E. Ushanov,
Financial University under the Government of the Russian Federation
Russian Federation
Moscow
Russian Federation
Moscow
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Review
For citations:
Ushanov, A.E. The conflict of interests of economic entities and to minimize its consequences by reducing the risks of corporate lending. Issues of Risk Analysis. 2019;16(1):86-93. (In Russ.) https://doi.org/10.32686/1812-5220-2019-16-86-93
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